Credit LogicCredit Logic

CANADIAN CREDIT SOFTWARE

Credit Decisions, Faster

See borrower risk, score files, and route applications in one place. Credit Logic gives lenders and fintech teams clear rules, bureau data, repayment tracking, and audit-ready reports.

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Connected stack

Northwind Credit

01

Score files, route work, and keep each decision on record.

02

Northwind Credit

03

Vertex Lending

04

Maple Peak Bank

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Northwind Credit

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Vertex Lending

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Maple Peak Bank

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Orion Finance

Macro flat lay of a closed ledger, binder clips and brass tray on dark slate

Summit Capital

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Harbour Trust

CORE PRODUCT

Tools for credit decisions

See score bands, rules, and loan risk in one live dashboard.

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Credit Scoring

See score bands, rules, and loan risk in one live dashboard.

Binder clips, routing pin and file spine on stone in a dramatic finance still life.

Underwriting Flow

Route each file by rule, task, and approval step.

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Borrower Profiles

Keep bureau data, notes, and past repayment history together.

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01

Risk Analytics

Track decline rates, risk bands, and portfolio shifts fast.

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02

Repayment Tracking

Watch due dates, paid amounts, and late files in one table.

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03

Compliance Reports

Export decision logs and audit notes for each loan file.

WHO USES IT

Built for lending teams

Review files with scorecards, notes, and clear next steps.

01

Credit Scoring

See score bands, rules, and loan risk in one live dashboard.

02

Underwriting Flow

Route each file by rule, task, and approval step.

03

Borrower Profiles

Keep bureau data, notes, and past repayment history together.

04

Risk Analytics

Track decline rates, risk bands, and portfolio shifts fast.

Macro desk still life with calculator, file tabs, loan folio, and frosted tray edge.

Use case 01

For Credit Analysts

Review files with scorecards, notes, and clear next steps.

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Use case 02

For Risk Leaders

See portfolio risk, rule hits, and trend lines in one place.

Top-down fintech intake still life with tray dividers, envelopes, cable clips and a batch sorter.

Use case 03

For Fintech Ops Teams

Move applications from intake to decision with fewer manual steps.

24/7

platform uptime

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24/7

platform uptime

2 min

workflow setup

15+

risk checks

100%

audit trail

PLANS AND PRICING

Pricing that fits growth

One scoring dashboard Manual underwriting checklist Single bureau upload Thirty-day repayment tracking Basic audit export

per month

Free

$0

One scoring dashboard

Manual underwriting checklist

Single bureau upload

Thirty-day repayment tracking

Most popularPopular

Pro

$79

Live scorecards for teams

Rule-based workflow routing

Two bureau integrations

Borrower profile snapshots

annual contract

Enterprise

Custom

API bureau data sync

Custom underwriting rules

Multi-product score models

Team access controls

Proof

What customers say

Verified

“Credit Logic gave our analysts one screen for scores, notes, and next steps.”

Macro still life of a credit folio, brass stamp, steel clip, and ceramic paperweight on walnut.

Maya Chen

VP Risk @ Northshore Lending

Verified

“We cut file handoffs fast and kept every loan decision easy to trace.”

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Jordan Bell

Ops Lead @ Cedar Peak Finance

Verified

“Bureau data, tasks, and reports now sit in one place for our team.”

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Priya Nair

Product Manager @ Coastline Credit

Integrations

Slack

Score files, route work, and keep each decision on record.

Machined rings and cable loops with graphite blocks on brushed metal, lit as a premium finance still life.
Slack

Slack

Score files, route work, and keep each decision on record.

Macro still life of graphite blocks, steel pins, and a woven cable loop on concrete.
Jira

Jira

Score files, route work, and keep each decision on record.

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Stripe

Stripe

Score files, route work, and keep each decision on record.

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AWS

AWS

Score files, route work, and keep each decision on record.

The Map

The Map

The Map

Journal

Credit Logic updates

Questions

Common questions

Quick answers before visitors choose a product, service, or next step.

01Is Credit Logic built for Canada?+

Yes. It fits Canadian lenders, brokers, and fintech teams with local workflows, data pulls, and reports from day one.

02What credit data can we use?+

Use bureau feeds, borrower files, manual notes, and repayment history in one review screen for each application.

03Can we set our own rules?+

Yes. Build rule sets for score bands, loan types, and risk flags so analysts follow the same steps every time.

04Do you keep audit logs?+

Yes. Every decision, edit, and export is saved so your team can answer review requests fast later, with proof.

05How fast can we start?+

Most teams can set up a first workflow in a day with one data feed, one rule set, and one dashboard to start.

06Do you offer team support?+

Yes. Pro plans get guided setup, and Enterprise plans get rollout help, training, and priority support from our team.

Get product updates

Get release notes, product tips, and credit workflow ideas in one short email each month.